In 2019, I was working with Monique to restore my credit so I could purchase a home finally in a first time homebuyer program. After 5 ½ months into the program, I finally qualified for a loan with a great interest rate. With her guidance and education, I was able to increase my scores by 172 points. So thankful.

After renting for so long, I finally accomplished my goal of homeownership with the help of Monique. My credit was terrible but I decided to make the investment to rebuild my file. Due to all the negative items on my file, it took about 8 months. To go from the mid-400’s to a 754 in that time, is nothing short of a miracle. I closed on my new home 3 months after she completed my file.

Your mortgage ready program was just the dose of reality I needed to get my financial life in order. I was on the verge of filing bankruptcy but opted into doing a free consultation with you instead. I made a note that my #1 objective was to buy a primary residence and also begin my journey in real estate investing. That was in July 2019. February 2020, my file was done…I did not have to file bankruptcy (thanks to your help) and I made the decision to invest in properties first which netted me enough money to buy my forever home. I thank you for your help, guidance and patience. I will be referring all those in need of credit repair to you directly.

In 2020 when we had our first conversation, I mentioned that my goal was to buy a new luxury car. In that conversation, you asked if I was a homeowner and my response was “no” mainly because I never saw myself owning real estate. You so eloquently discussed with me how important it is to build my assets now and get my liabilities later. Since I had a car, I took your advice. Once you got me “mortgage ready”, I was able to close on a new home in a gated community. My family and I love where we live and you truly opened my eyes to being fiscally responsible and using my credit as a tool for wealth, not just creating unnecessary debt. I truly appreciate you.

Monique, I cannot thank you enough. If anyone truly wants to be a homeowner and they have you in their corner, then they will reach their goal!! As catastrophic as my credit file was (and it was a horrible mess)…I cannot believe that when you were done, I was at a 764 FICO. You are the credit maven, the credit guru and yes…the credit lady!!! Thank you so much for everything. The education you provide alone is priceless!!